In the majority of cases, Comprehensive is much preferred to Speedy. Speedy is quicker, but Comprehensive is more thorough, giving you more information when deciding how to proceed. In most cases, Comprehensive is better as it provides the most information to help you make a decision.
It is also worth noting that our Rent Guarantee Insurance offer is available only when tenants pass Comprehensive referencing (or a Guarantor does so to cover their share of the rent). Speedy reference customers will not be able to use this offer.
In addition, if the tenant you are referencing isn't UK-based, then you will need to use the Comprehensive option, as the Speedy check can't be done for non-UK applicants.
Here are the full details of both types of reference:
Comprehensive referencing
- Credit Check
- Linked Address, Identity & Fraud Information
- Right to Rent Check advice
- County Court Judgments (CCJs), Decrees and other court information registered over the last six years in the applicants name
- Affordability Rating
- Previous landlord reference
- Employer reference
- £20 per tenant referenced
- Rent Guarantee Insurance available if they pass
Speedy Referencing
- Takes one working day on average
- Credit Check
- Linked Address, Identity & Fraud Information
- Right to Rent Check advice
- County Court Judgments (CCJs), Decrees and other court information registered over the last six years in the applicants name
- £20 per tenant referenced